When travelling for business you should be covered in the same way as if you are travelling for pleasure. In fact you cover should be extended to include more expensive items such as:-

• Laptops
• PDA's
• Phones
• Luggage

With business travel insurance the cost of replacing you is also included. For example if you are taken ill and soemone has to fly out to take your meetings or complete you daily tasks this cost or a proportion of the cost would be met by the insurance.